Chevy Blazer

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Chevy Blazer
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Looking forward to a nice commission check after working for weeks to get buyer and seller into agreement is one of the pleasures of real estate. But when that transaction goes south, your spirits plummet along with your anticipated income.

Unexpected problems do arise - in fact we've identified over 80 different reasons why a transaction can fail - but one of the major reasons is preventable.

That is: The buyer couldn't get the loan.

You, as a professional can prevent this one by insisting that your buyers do more than get a "Pre-qualification" from their lender. Instead, they need a Pre-approval. There's a huge difference.

Pre-qualification involves your buyers talking with their potential lender and telling him or her about their situation. And, as much as you'd like to believe everyone tells the truth all the time, sometimes those buyers don't tell all. Maybe they hope no one will find out about the collections on their record - or the bankruptcy last year.

For whatever reason, some buyers paint a rosy picture that the facts don't support.

You don't want to tell your buyers that you don't trust them to tell the truth. So instead, tell them the truth: When a buyer is pre-approved, their offer holds much more interest for the seller. If you were the seller, wouldn't you prefer an offer from someone with proof that they can perform? Of course you would. And you might even accept a slightly lower offer if you had assurance that your sale could close faster because much of the preliminary buyer approval work was done.

Some things, such as employment, will still need to be verified, but after the lender has seen a credit report you'll be far ahead of the game.

This step will also save you time and expense. You're far less apt to waste days showing homes to someone who can't buy - or showing homes in a price range they can't afford.

That's step one.

Next is counseling those buyers about what not to do when their closing is pending.

I will never forget one couple who had tried and tried to buy a house. Finally they had found one that they could afford and we were mere days from closing. The lender was in our office and was practically dancing around the room because these had been difficult clients. (And of course, he was now going to be paid for his months of effort.) He said "The only thing that can go wrong now is if they do something really stupid, like buy a new car."

You guessed it. It was a beautiful red 4X4 Chevy Blazer.

So do take the time to counsel your buyers. Make absolutely sure that they know they must not do anything that causes anyone to access their credit report and that they do not deplete their bank balance for any large purchases.

That means they can window-shop for new furniture for that house, but they must not purchase and must not give their social security numbers to a sales person. It means absolutely no new cars! It means not making application for a new credit card - or charging any large purchases on an existing card.

For your own peace of mind, and to protect the hard work you put into helping people find a home, make counseling part of your regular routine when working with a buyer - especially if that buyer is young and inexperienced in real estate.

Counsel your buyers to get pre-approved, and then have a serious conversation about how credit scores are compiled and what they must not do if they really want to own a home.

If you follow this routine you'll have more time to spend with buyers who can buy, and far fewer disappointing messages telling you all your work was for nothing.

Marte Cliff is a Freelance Copywriter and former real estate broker who specializes in writing for real estate and related industries.

Her e-book, Getting Clients, is a resource for beginning real estate agents as well as seasoned agents who want to know how to make more money in less time. Read all about it at http://www.marte-cliff.com/career.html

Marte offers a weekly ezine for real estate professionals and others with an interest in marketing themselves or their property. To subscribe, and get a copy of her real estate ad writing report, visit her at http://www.marte-cliff.com

The best used Suv's

With all the ways you can use a suv, no wonder it is the most popular body type of choice to use. Just about every auto maker has a Suv or maybe several models. Ford has 5 suv's now, but three are very popular.When gas prices went above $4.00 a gallon it made the smaller suv's more sought after, like the ford escape. The escape is a small but roomy vehicle that gets good gas mileage. Another very popular vehicle ford has is the ford explorer. This vehicle is a very stylish suv with a 3rd row seating available. For people not worried about gas mileage they have the expedition, which is a large suv, but not their largest.

 

 Chevrolet’s and GMC have some popular suv’s like the Chevy Blazer and the GMC Envoy to name a few. Both of these vehicles are just alike all but the name. These vehicles can be very nice finished, and are pretty roomy. They both come with 3rd row seating available now. Chevrolet also has several new cross over vehicles to choose from one popular one is the Chevy Equinox. The Equinox is a small suv kind of cross over vehicle with good room and good gas mileage. The Chevy Equinox can come with a LT package which comes with leather seats and wood grain dash. Stereo system for front and rear of vehicle with dvd players in back of seats.

 

 Toyota has a lot of Suv’s to choose from like the Sequoia Suv, it is a larger suv that actually gets very good gas mileage. The Sequoia is finished off inside and out very nice and comfortable. The Toyota Sequoia comes with a v-8 engine which has lots of power to pull things or just cruise. The next Suv for Toyota is the Toyota 4runner which is almost like the Sequoia, but is a little smaller in size, and has a V-6 motor and some what better gas mileage from it. The Toyota Highlander is next in line and it is even smaller in size, still much like the bigger ones before it. They finish all their vehicles very comfortably inside and out. All the Suv’s by Toyota can come with leather and wood grain finishes, plus nice wheels and tires. Also the Toyota Rav4 is the smallest of them all, but like the other Toyotas it is a very good vehicle and reliable.

As you can tell I did not talk about the large Suv’s, simply because I think gas prices are going back up so there want be a lot of interest in that type of vehicle. Most all the big car makers have their on large Suv, known as the gas drinkers. Chevrolet has the best large Suv on the market, called the Chevy Tahoe, it has been around for several years even decades. But as you can tell, I am going to stay with the most popular right now.

 

About the Author

I am a webmaster I spend 12 hours a day on the internet. I love working on the net, when I'm not working on my websites I am trading stocks these articles are written by: Vincent Robertson

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chevy blazer?

some causes for front end noises in 2005 chevy blazer? and how to fix it?
recently had ball joints, shocks, and sway arm bar replaced. still getting a knocking/banging noise every time I go over bumps on the passenger side front? I even had my mechanic check everything on that side and he found everything to be tight and could not figure out what is causing it.

take it to a dealer its under warranty.

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The campaign for a Findlay-Hancock County Public Library levy has raised $8,575 in contributions, campaign finance reports show.

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