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When buying brand new cars, there are a lot of things to consider besides the sticker price. Not the least of your concerns should be car insurance costs. Surprisingly, less than 10% of people who purchase new vehicles consider insurance expenditure. For instance, what if you were on the market for a Toyota hybrid car?

Sure, hybrid cars (vehicles that are powered by both an internal combustion engine and an electric motor) are good and all but are you fully aware that they may cost more than the average car when it comes to insurance? So before you buy that Toyota Prius, Camry or Highlander, consider the following points.

• Easy on thieves' eyes. Hybrid vehicles are quite popular today, often with long waiting lists in several cities. This also means they are major targets for thieves - as what usually happens with anything seen as different, desirable or new. Insurance firms perceive a higher probability of theft as a good likelihood that you'll be filing a claim. To offset this scenario, insurers charge consumers more.

• Size matters. Smaller cars generally cost more to insure since there is a greater chance of injury in case a vehicular mishap occurs. Minimal or limited crumple zones suggest less protection, particularly when it comes to head-on collisions. As such, insurance firms will think that they'll be forced to pay out a liability or medical claim with such cars.

• Pricey fixes. Toyota hybrid vehicles (or any hybrid car for that matter) cannot be repaired just anywhere by a regular mechanic. They need to be returned to the dealer, especially if the drive system is affected. The insurance outfit interprets this as a greater cost on their part in the event of accidents happening. Even areas where there are trained mechanics to work on hybrid cars, no off-brand parts are yet available for fixing the power system. Although OEM parts are usually covered for hybrid cars, replacing them does not come cheap.

The good news is that even if all the factors mentioned above lead to higher car insurance premiums for hybrid car owners, there are also plenty of credits and discounts that you might be qualified for. Here are some examples.

• Discounts for considerable driving experience or clean records. If you have at least a decade of being behind the wheel, and good driving record at that, then you may be qualified for a discount.

• Good credit begets credit. If you have a good credit score, then chances of getting a good car insurance rate are higher.

• Home-car discounts. Are you a homeowner too? Save money on auto insurance by putting your car insurance and homeowner's policies under one provider.

Owning a hybrid vehicle is seldom about the money. Most people consider it as a deliberate and conscious choice to be more earth-friendly. Still, knowing about potential related costs or expenses never hurts.

Auto insurance premiums can significantly add to the yearly cost of owning a car. If you're thinking of owning a Toyota hybrid car, do look at the pros and cons in detail.

During these tough times, you need to find the auto insurance that truly fits your needs. Go to AutoInsuranceReviewer.com and read up on user-provided auto insurance reviews and various car insurance feedback to see if any of these providers answer your auto insurance needs.

A Few Electric Cars At The 2009 Frankfurt Motor Show

The largest automobile trade show worldwide, the Frankfurt Motor Show, began on September 17 and was host to close to eight hundred exhibitors from thirty countries. The biennially held trade show in Frankfurt, labeled ‘A Moving Experience’ this year, is a opportunity for car makers to exhibit their contemporary styles and concept cars, broadly deciding the coming trend of the universal automotive industry. More than that, it is also a place to consult on ideas based on themes like this year’s important subjects ‘Mobility concepts of the future’ and ‘Sustainable mobility in large metropolitan areas’. Furthermore, it is an opportunity for regions growing in the automotive business to put on show their cars and increase approval, with slots allocated to countries like Slovakia.

The present Frankfurt Motor Show had an unparalleled number of global debuts from sixty-two participating car makers, with the German OEMs alone accounting for fifty-five fresh models. The trade show includes the full variety of segments and includes certain memorable cars on show, but the main focus stayed on innovations to slash carbon emissions and fresh, greener technology. Nearly every car makers had some representation of an electric or hybrid car on show, some more unforgettable than others.

Toyota disclosed its objectives for a latest, plug-in Prius, one of the most admired hybrid cars around the planet. The principal aim for the debut of this car is to check the marketplace for electric cars and not immediate mass manufacturing, like many electric car makers like Nissan. The plug-in Prius will be able to cruise twelve miles per charge and will revert to its regular hybrid mechanism after the battery runs out. Toyota expects to make use of market study from these cars to attain a decisive strategy in the subsequent three years.

One of the several exhilarating concept cars that made its debut at the program was the Volkswagen model called L1 due to its capacity to cruise one hundred kilometers on around a liter of fuel. With its production and design based on negligible energy utilization, the L1 is a contemporary type of two-seater automobiles, with the driver and back seat one behind another. Developed out of durable carbon-fiber material the tiny car is absolutely safe for both passenger and driver and is really low on carbon emissions. Despite being developed on a totally novel design, Volkswagen claims that it is nearing production.

Another sportier, yet equally revolutionary concept car at the bare was the Audi R8 E-Tron. The E-Tron is totally run on electric energy and has four motors to give remarkable all-wheel drive performance. It delivers on energy also with a 313 horsepower engine that can mange a velocity of close to sixty mile per hour in five seconds. Its design is incredible with uniquely shaped headlights. Much like Toyota, Audi aims on utilizing the E-Tron to examine the electric car's demand.

With a multitude of hybrid and electric cars on exhibit, the trade show has reaffirmed the fuel effective and environmentally friendly opportunity for cars. According to a considerable number of analysts the swiftness with which these cars are accepted relies mainly on the capability of car makers to distribute both low carbon emissions and fuel efficiency without losing the overall power of these cars. The success of these cars will mainly be determined after the recent crisis comes to an end, an actuality that may perhaps take many years to occur.

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12 volt power in a 2001 camry?

Hey all i have a wired fm modulator that i am going to be sticking into my OEM radio. I need to run a switch for it because it runs on a 12 volt power supply. Now my question is were in my 2001 camry is there a place that I can tie into it w/o having to run it all the way back to the battery. Thanks

~justin

Fuse panel. You can find one there that's either switched or on all the time. You probably want to have it on the same circuit as the existing radio.

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